1 points | by theorchid 1 hour ago
1 comments
most “fraud” now isn’t stolen cards, it’s real users gaming the system
-multi accounts for free trials -refund abuse after usage -virtual cards making detection harder
hard part = they look like legit users
so it’s no longer just blocking, it’s behavior tracking across lifecycle
makes sense why AI companies are getting hit more (free credits + compute cost)
most “fraud” now isn’t stolen cards, it’s real users gaming the system
-multi accounts for free trials -refund abuse after usage -virtual cards making detection harder
hard part = they look like legit users
so it’s no longer just blocking, it’s behavior tracking across lifecycle
makes sense why AI companies are getting hit more (free credits + compute cost)